Everyone Has a Dream

Whether it be early retirement, a vacation home, pursuing a passion, financial security or just living life to the fullest. Each journey starts with a single step and a plan to reach your destination. Wealth counseling is the road map for your financial future.

At Ferguson Financial Group (FFG), we offer trusted counsel to affluent individuals, business owners and executives that value customized and proactive financial planning. By leveraging our industry expertise, fact-based analysis and client collaboration we provide long-term peace of mind through thoughtful consideration of each client’s individual needs.

We invite you to learn more about our capital consultancy, the agents that make up our team and the many products and services that we offer. If you have additional question or would like to schedule a conversation or meeting, please do not hesitate to contact us.

Aspire, evaluate, and achieve with FFG, your trusted financial resource. 


Rodney S. Ferguson CLU®, CHFC®, Wayne L. Rector LUTCF, Scott Talbert, Jim Cain and Robert V. Ponciroli CLU® are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of MO, IL, FL, MS, CO, NY, TX, MN, and TN. No insurance business may be conducted outside this/these states referenced.Rodney S. Ferguson CLU®, CHFC®, Wayne L. Rector LUTCF, Scott Talbert, Jim Cain and Robert V. Ponciroli CLU® are Registered Representatives and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of MO, IL, CO, NY, MS, and TN. No offers may be made or accepted from any resident outside the specific states referenced.Ferguson Financial Group LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.Rodney S. Ferguson CLU®, CHFC®, Wayne L. Rector LUTCF and Robert V. Ponciroli CLU® are also separately registered as investment adviser representatives, under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services collectively in the states of MO, IL, NY, MS, and TN. As such, these services are strictly intended for individuals residing in MO, IL, NY, MS, and TN.

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Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

What Do Price/Earnings Ratios Really Have to Offer?

It's not hard to find the price/earnings ratios of publicly traded companies or even the market as a whole reported in the news. Unfortunately, it may be difficult to understand what the numbers mean without the ability to make meaningful comparisons.

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